We advise on an appropriate level of cover for your needs.
This type of insurance can be designed to pay out a lump sum or regular income on death, or diagnosis of a specified critical illness such as cancer, stroke or heart disease. It can be arranged to cover a specified number of years, or for life.
The capital is paid tax free and can be used for any purpose such as repaying a mortgage or other loan, buying private medical care, paying for school fees and ensuring that you and your family have adequate protection should the worst happen.
We can ensure your policy is written in the most tax efficient manner possible. Business owners and company directors can also benefit from the tax allowances of specialist relevant life policies.