Casting the cyber net
“Cyber crime – it won’t happen to me” say a lot of small to medium sized business owners – because “Why would any one target me?” The majority of victims of cyber attacks haven’t been targeted. Cyber criminals cast their…
Do I need cyber insurance if I use an IT company?
Something that quite often comes up is “I don’t need cyber insurance because I have a company looking after my cyber security” or “So now I’ve taken my cyber insurance, do I still need to pay for cyber security?”. To…
Bridal shop insurance: Frequently asked questions
Got an insurance query? Read our guide to some of the most frequently asked questions from bridal shop owners. As a well-known, Chartered insurance broker to the bridal industry, our 200+ bridal and formalwear shop clients don’t just rely on…
Can employers force their employees to have the COVID-19 vaccination?
The current success of the vaccine roll-out brings hope to businesses that normal operations could soon resume. However, while having a high proportion of vaccinated employees would be advantageous for employers to resume business as usual, it is also clear…
Why don’t more businesses buy cyber insurance?
I often get asked by people “How many businesses actually buy cyber insurance?”. My quick response is “not enough” however, I always go on to explain why I think this is. I believe businesses turn down the opportunity for a…
Protect your decision makers with management liability insurance
We live in a world that is increasingly becoming more and more litigious. According to the Ministry of Justice (MOJ), employment tribunals surged in 2020; in their latest report which looked at quarter four of last year, Single Employment Tribunal…
Don’t let the Whiplash Reforms increase your premiums
The recent Whiplash Reform changes have reduced the window of time for establishing liability following a motor incident so letting us know about an incident as soon as possible is now more important than ever. You can read a summary…
Your guide to the hard market
All you need to know about the hardening market and what it means for you and your business.
Make sure your intruder alarm continues to work correctly
You may already be aware that Openreach are making some changes to the telephone network across the country, which may impact alarm systems. They will be migrating the existing telephone network from analogue, to an IP-digital network over fibre, with…
Modern methods of construction add to arson and hot works fire risks
Arson and hot works are among the most common causes of fire in the UK, whilst modern methods of construction are also a leading factor in many fires. With this as a backdrop, businesses and organisations need to manage and mitigate the risks.
Roadmap out of the third lockdown – Health and Safety implications
On 22 February, the Prime Minister announced the government’s proposed roadmap out of lockdown.
What to do before, during and after a storm
With storms and extreme weather forecast, take a look at our storm safety advice.